Many of us will know somebody who has suffered from a serious or critical illness or even died, all of which can have devastating personal and financial effects on those around them. We can all say that most people probably didn’t expect the illness to happen.
Critical illness Cover provides you with a lump sum of money if you are diagnosed with certain illnesses or disabilities.
The kinds of illnesses that are covered are usually long-term and very serious conditions such as a heart attack or stroke, loss of arms or legs, or diseases like cancer, multiple sclerosis or Parkinson’s disease.
If being ill has left you out of pocket, it can be really handy to have a large sum of money to spend on things like everyday expenses, paying off your mortgage or your medical expenses. You can use the money in any way you like, you don’t have to spend it on anything in particular.
You may have other income coming in while you’re ill such as state benefits or sick pay from your employer. However, this may not cover all your needs. It’s a good idea to think about how much you would need to live on if you became seriously ill and whether you would need some extra money to boost your income.
Don’t leave your family’s future to chance, At Kickstart Mortgage Services It’s not just about buying your dream house, at the same time it is essential you are adequately protected if the worst happens. We have a moral & ethical duty to ensure that every £ of your borrowing is sufficiently protected. As with all insurance policies, conditions and exclusions will apply.