As an experienced property owner, you understand the importance of getting a good rate on your mortgage. Small differences in rates can have a big impact on your repayments, so it’s crucial to get impartial advice you can trust when looking for a remortgage deal.
Protection Against Rate Rises
– Many people want to take advantage of the current interest rates or lock in a rate now and secure a deal at a good time, we can even help you secure a remortgage rate 6 months in advance even if your rate isn’t due to expire.
Releasing Equity from your property.
– Most borrowers who have built up equity in their home, remortgaging can be an attractive option. It can release funds to extend your home, or undertake other home improvements, or it may offer a method to pay off other debts, such as loans and credit cards, that have higher rates of interest.
Think carefully before securing other debts against your home. While debt consolidation often reduces the amount of monthly repayments, making them more affordable, it will normally involve extending the term over which you repay the debt(s), which often results in you paying more for the debt in total.
You want to switch from interest only to repayment mortgage
– Many peoples circumstances have changed over the years, and it may now be beneficial to have the security of a mortgage where the capital is being repaid.
We will complete all of the relevant paperwork for you, liaising with solicitors and lenders throughout the process, to make sure your remortgage goes as smoothly as possible.
You may have to pay an early repayment charge to your existing lender if you remortgage